Editor's Opinion: Britain's flood risk problem
EVERY reader who has his or her own home cannot help but have massive sympathy for the residents of Cleethorpes and Grimsby who are struggling to get insurance as a result of a flood risk to their properties.
One must, however, wonder why all of a sudden this has become a major issue for insurance companies – or indeed are they using recent alarmist stories about flooding to simply make more money?
Go back to the 1950s and the 1970s, this area was hit by massive flooding – so this is not a new problem, simply an on-going one.
The floods we had a few years ago have not been repeated since, despite the mixed bag of weather and heavy rainfall we have experienced.
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Yet insurance companies appear to be simply not taking homes on, or offering deals at very, very high rates.
What is a home-owner supposed to do? You simply cannot risk not having any insurance, yet many will be left drastically out of pocket if they do get it.
There will come a time when they may wish to sell their properties, and that will be a major issue as prospective buyers look into the issue of flood risk.
That leaves them in a real no-win situation and stuck in a home, which they will be unable to move from due to the insurance companies.
This nation is an island, many homes are sited in areas that are low lying or at risk if we get heavy rain.
The Government must, therefore, step in and do something to help homeowners who, through no fault of their own, find themselves simply trapped in this nightmare situation.
Let us hope that the local MP Martin Vickers can get together with other MPs, whose constituents are experiencing similar problems – there will be many.
If together they can put pressure on their leaders, then something may just be done to help this situation for millions across Britain.
Do insurance companies charge householders too much? Add your comments to this story online at www.thisisgrimsby.co.uk